I decided to remind myself of the futility of life. So I've just spent an hour trying to sort out my finances. And dealing with banks. One bank wanted to give me a new pin - in order to close my account. Another has told me I need to visit a branch in person with photo ID in order to close an account with the grand total of £20 in it!! I promise myself I'm not going to get grumpy with the person on the other end of the phone but after repeating my name and address and PIN and my mother's cousin's sister's place of birth I got a tiny bit pissed off. Maybe it's a secret conspiracy to drive people to the brink of a nervous breakdown, go into hiding and then attain some kind of Zen wisom. I would like to think so, but I guess it isn't.Unintelligent Finance, more like.